Cheap Car Insurance in Sunrise, FL
The annual cost of car insurance in Sunrise is $2,697. That’s above the average cost in Florida at $2,309 and more expensive than in the U.S, which stands at $1,548. Multiple factors contribute to this high rate, including no-fault insurance laws, increased risk of exposure due to extreme weather conditions, and the high number of uninsured drivers.
Many Sunrise residents are always looking for cheaper car insurance to protect themselves and their families. Looking for the cheapest car insurance in Sunrise? You’ve come to the right place. Affordable Car Insurance Tampa helps customers find cheap insurance for home, car, boat, and life insurance policies.
Overview of Our Services in Sunrise
The cost of insurance is not just high for auto policies, but almost every insurance policy sold in Sunrise. That’s why Affordable Car Insurance Tampa helps you find cheaper life insurance, homeowners insurance, and boat insurance policies in Sunrise and across Florida. We understand well how Florida works and what causes policy prices to go up and work with our clients to help them find reliable, affordable, and efficient policies for their needs.
High healthcare costs, extreme weather conditions, additional insurance requirements, and a low number of policyholders contribute to the expensive policies. When you come to us for affordable car insurance or any other type of policy, we take the time to listen to your needs and use our extensive database to find you the lowest-cost insurer in your area.
Is Auto Insurance Mandatory in Florida?
Like other states except for New Hampshire and Virginia, the Florida government requires motorists to carry auto insurance. You should bring your insurance card in case a traffic officer stops you. If you have just moved to Florida, you need insurance to register your vehicle and get Florida license plates. It’s also critical to note that you don’t need insurance to operate a cart, ATV, or ride a bicycle. However, you do need insurance for motorhomes, trucks, and motorcycles.
What Is the Minimum Car Insurance in Florida?
The minimum amount you need for personal injury protection coverage is $10,000 and another $10,000 for property damage liability. It’s your responsibility to get other coverages that will help you stay financially stable after an accident. For instance, it doesn’t take a major accident to create a liability worth more than $20,000. If you carry the minimum coverages, you will need to pay the rest out-of-pocket.
Which Other Coverages Should You Consider?
While you are only required to buy personal injury protection and property damage liability, you also need to consider additional coverage that helps protect you financially. Some of the coverages to consider when purchasing car insurance in Sunrise include:
- Bodily injury liability
- Comprehensive coverage
- Collision coverage
- Uninsured/underinsured motorist
Don’t Pay More When You Can Pay Less
At Affordable Car Insurance Tampa, we’ve been in business for many years, helping customers get the most out of their policies. Our extensive database allows us to tap into coverage and policies that people aren’t familiar with and play with different discounts and premiums to find you the best deal based on your budget. Contact us to learn more about policies, get amazing quotes and ask any questions you might have.