Consequences of Driving Without Insurance

Being a responsible adult is tough work. There are so many chores to stay on top of and so many expenses to cover. It’s only natural to let some of them slip through the cracks. If that sounds like your car insurance situation, you might want to rethink your strategy. Driving without insurance in Tampa, FL comes with significant risks—perhaps more than in any other state.

Driving in Florida, by the numbers

Here are some fun facts for anyone considering getting behind the wheel in the Sunshine State without insurance. In 2017, Florida ranked number one as the state with the worst drivers. That’s not a rare thing, either—Florida routinely ranks among the top five worst states to drive in. More than 70 percent of the state’s drivers are uninsured. Roughly one in 500 of the people behind the wheel are under the influence of alcohol or drugs (and those are just the ones who get caught).

Put in that light, you might begin to realize the danger you’re in whenever you’re behind the wheel, and why insurance could go a long way toward providing a safety net when you need it most.

What happens if I get pulled over?

In no uncertain terms, driving with no insurance in Tampa, FL is illegal. If you get pulled over by a police officer, they will start by issuing you a fine that could range from $100 to $500. From there, stricter measures could be taken, up to and including the state revoking your driver’s license. Getting caught up with the law over a lack of insurance is a massive financial headache and time suck you don’t want to deal with.

Beware the tow truck

Florida is one of 22 states in the U.S. that actively monitors for lapses in auto coverage. That means a tow truck is well within its right to tow and impound your vehicle if there is no insurance coverage on file. In other words, if you drive without insurance, you could be at risk of getting towed regardless of where you park.

An at-fault collision

Far and away, the worst thing that can happen when you’re behind the wheel without insurance is getting in an accident that is deemed your fault. When this occurs, you could be on the hook for medical and property damages running into the thousands of dollars. That’s to say nothing of the hardship you’ll encounter trying to secure car insurance in the future once you’re deemed a high-risk driver.

Play it safe

Don’t take chances driving without insurance in Tampa, FL. Come to Affordable Car Insurance Tampa, where we have years of experience providing Florida’s drivers with first-rate coverage at a price that won’t break the bank. We do our best to make getting car insurance as easy as possible.

You deserve excellent insurance, and we can get it for you, often in as little as 10 minutes. Become the responsible person you were meant to be. Pick up the phone and call Affordable Car Insurance Tampa today to learn more.

Byron Johnson Blog Icon By: Byron Johnson