Affordable Car Insurance Tampa wants to share its wealth of knowledge with those seeking online auto insurance quotes. Here, we’ll walk you through it step-by-step.
- How to get an online car insurance quote in Florida.
- Why do you need car insurance in the state?
- How to save on your premium.
Florida is a beautiful state with plenty of sunshine and beaches. But it’s also home to some of the most expensive car insurance rates. In fact, according to The Zebra’s State of Insurance report, the average cost of car insurance in Florida is $2,159 per year—that’s $1,000 more than the national average!
So, when you’re looking to save on your car insurance premium in Florida, it helps to compare quotes from multiple insurers and consider raising your deductible. You may also get discounts on your premium by bundling your auto insurance with other types of coverage. Similarly, you could take advantage of safe driver discounts.
How to Get an Online Car Insurance Quote in Florida
Enter Your Zip Code
The first step to getting an online car insurance quote in Florida is to enter your zip code into the field on the website of your chosen provider. By doing so, you will compare the rates of top insurers in your area and find the best possible deal on your auto insurance.
Compare Rates from Top Insurers
Once you have entered your zip code, you will see a list of different insurers available. You can then compare their rates and coverage options side-by-side to find the best policy for your needs and budget.
Save on Your Auto Insurance
Once you have found the perfect car insurance policy, take advantage of any discounts that may be available. For example, many insurers offer discounts for careful drivers, safe vehicles, and more. By taking advantage of these discounts, you can save even more money on your premium.
The Cost of Car Insurance in Florida
The average cost of car insurance in Florida is $1,961 per year ($163 per month), which is higher than the national average of $1,548 per year ($129 per month). However, there are ways to save on your car insurance premium without compromising coverage.
One way to save on car insurance is to shop around and compare rates from different insurers. Another way to save is to take advantage of discounts offered by insurers for things like having a clean driving record or insuring multiple vehicles on one policy. You can also save by raising your deductible—the amount you pay out-of-pocket before your insurer steps in—on your collision and comprehensive coverage.
How to Get the Cheapest Car Insurance in Florida
To get the cheapest car insurance in Florida, start shopping around and comparing rates from different insurers. Then, take advantage of any discounts offered by insurers for things like having a clean driving record or insuring multiple vehicles on one policy. Finally, consider raising your deductible on your collision and comprehensive coverage to lower your premium.
How to Save on Car Insurance in Florida
Compare Car Insurance Quotes
The best way to save on car insurance is to compare quotes from multiple insurers. Many websites allow you to do this, which only takes a few minutes. Ensure you enter the same information for each quote so you’re comparing apples to apples.
Consider Increasing Your Tax Deductible
You can raise your deductible if you have an excellent driving record and are not at high risk of accidents. This will lower your premium but ensure you have enough saved up in case of an accident.
Get Discounts on Your Car Insurance
There are many ways to get discounts on your car insurance in Florida. Some insurers offer discounts for things like having a clean driving record, being a student, or taking a defensive driving course. Also, you may get a discount if you belong to specific professional organizations or have particular safety devices installed in your vehicle.